Home Equity Loans - Home Equity Loan,  Bad Credit
 Napa Valley, San Francisco North Bay, Ca. USA

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 A home equity loan

is a type of loan in which the borrower uses the equity in their home as collateral. These loans are sometimes useful for families to help finance major home repairs, medical bills or college educations. A home equity loan creates a lien against the borrower's house.

Home equity loans are most commonly second position liens (second trust deed), although they can be held in first or, less commonly, third position. Most home equity loans require good to excellent credit history, and reasonable loan-to-value and combined loan-to-value ratios. Home equity loans come in two types, closed end and open end.

 

  

Home Equity Loans or lines of credit are available to homeowners and even home owners with bad credit both online or directly with lenders. Since the home equity loan market in California is so competitive you should try to find the best home equity loan rather then just accept the rates from your current lender.
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Investors Mortage & Investments
Judy Bickell, Branch Manager email  Bernie Peacock, Sr. Loan Consultant, email 2001 Jefferson St, Ste A, Napa, CA 94559 
707 253-2300 Office, 707 264-6513 Fax
 
 
 
 
 
 
 
 
 
 
 

 
 
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