A home equity loan
is a type of loan in which the borrower uses the equity
in their home as collateral. These loans are sometimes useful for families
to help finance major home repairs, medical bills or college educations. A
home equity loan creates a lien against the borrower's house.
Home equity loans are most commonly second position liens (second trust
deed), although they can be held in first or, less commonly, third
position. Most home equity loans require good to excellent credit history,
and reasonable loan-to-value and combined loan-to-value ratios. Home
equity loans come in two types, closed end and open end.
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Home Equity Loans or lines of credit
are available to homeowners and even home owners with
bad credit both online or directly with lenders. Since the home equity
loan market in California is so competitive you should try to find the
best home equity loan rather then just accept the rates from your
current lender.
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Investors Trust Mortgage Corporation
Judy Bickell, Branch Manager
email
Bernie Peacock, Sr. Loan Consultant,
email
2001 Jefferson St, Ste A, Napa, CA 94559
707 253-2300
Main, 707 252-5964 Fax |
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